Terms of Service

Who we are. Renley is a software product of Read Advisory Co. LLC, a Colorado limited liability company ("Renley," "we," "us"). These Terms are an agreement between you and Read Advisory Co. LLC. By creating an account or using Renley, you agree to them.

What Renley is, and is not. Renley is workflow software that helps financial advisors capture referrals and schedule follow-up reminders. Renley does not provide financial, investment, legal, or tax advice. We never access, hold, or process client financial accounts or funds. You remain solely responsible for your professional obligations, including any regulatory or compliance rules that apply to your practice.

Beta service. Renley is currently offered as a private beta. Features may change, be interrupted, or be discontinued at any time. Unless we agree otherwise in writing, the service is provided at no charge during the beta.

Your account. You agree to provide accurate information, keep your login credentials secure, and accept responsibility for activity under your account.

Your data, and your responsibilities for it. You own the information you enter into Renley, including contact names and referral notes. You give us a limited license to host and process that information only to provide the service to you, which includes generating reminders and using third-party processing services to structure what you enter. We use service providers for hosting, text-message delivery, and automated processing, and we do not sell your data or use it for advertising. You are responsible for making sure you have the right to enter information about other people into the service. You may request deletion of your data at any time by emailing us, and we will delete it within a reasonable period, subject to routine backups.

Text messages. By providing your mobile number, you consent to receive service and reminder text messages from Renley at that number. Message frequency varies and message and data rates may apply. Reply STOP at any time to stop receiving texts. Renley sends messages to you only. It never contacts your clients or your referrals.

Acceptable use. You agree not to use Renley for anything unlawful, not to enter data you have no right to use, not to attempt to reverse engineer or copy the service, and not to interfere with its operation or security.

Disclaimer of warranties. RENLEY IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not warrant that the service will be uninterrupted or error-free, or that any reminder will be delivered or delivered on time. You remain responsible for your own client follow-up.

Limitation of liability. To the maximum extent permitted by law, the total liability of Read Advisory Co. LLC arising out of or relating to these Terms or the service will not exceed the greater of the amounts you paid us for the service in the twelve months before the claim arose or one hundred dollars ($100).

Exclusion of consequential damages. To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits, lost business opportunities, or lost data, even if we were advised such damages were possible.

Indemnification. You agree to defend, indemnify, and hold harmless Read Advisory Co. LLC and its owner from claims, damages, and expenses arising out of your use of the service, the data you enter, or your violation of these Terms or of applicable law.

Termination. You may stop using Renley and close your account at any time. We may suspend or terminate accounts that violate these Terms. After termination, we will delete your data within a reasonable period, subject to routine backups.

Changes to these Terms. If we change these Terms, we will post the new version with a new version date and ask you to accept it before continuing to use the service.

Governing law. These Terms are governed by the laws of the State of Colorado. Any dispute will be brought in the state or federal courts located in Colorado.

Contact. Read Advisory Co. LLC, Broomfield, Colorado. Email: chris@readadvisoryco.com.